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There are financial options to help you pay for school

支付学费

Make sense of your financial options.

Education is an investment in yourself, your dreams and your future. It’s also a promise that we’ll help you keep – and you’ll never have to go it alone.

Our Finance team is available to explain 学费利率 还有你项目的其他费用, as well as guide you through every payment option so you can discover what works best for you – keeping you on right financial path toward earning your degree.

负责借贷

At University of Phoenix we know that each student is unique, and that every student’s financial situation is different. The first, and most important step for every student is creating a financial plan. Having a financial plan allows you to estimate the full cost of tuition and fees for your program. Check out our video on responsible borrowing to learn all about it.

做出正确的决定

To make your education truly pay off, you need to make the right financial decisions. If you’re using federal student loans to pay for tuition, your goal should be to borrow only what you need. These simple guidelines will help you borrow responsibly and keep your payments low.

  • 做预算. Review the total cost of your education – including your living expenses.
  • Explore resources you don’t have to pay back. Does your employer offer tuition benefits? Will you search and apply for grants and scholarships?
  • 考虑用你自己的钱. Can you use any savings or investments? Could you pay from your current income?

付款方式

An education takes dedication and time, as well as some form of financial commitment. Check out the sections below for options on paying for your education. Don’t hesitate to contact a Finance Advisor with any questions you might have.

You have options to help you pay for your education

The 联邦财政援助 Plan is available to students who are interested in applying for federal grants, federal loans or both to pay for tuition in an eligible degree or certificate program.

A list of federal financial aid programs is available from the U.S. 教育部 学生资助网站,列于 Types of Aid. To begin the federal financial aid process, you must complete the Free Application for Federal Student Aid (FAFSA), available at http://www.fafsa.gov. When applying for federal financial aid, you’ll need a school code. 亚虎官网的FAFSA学校代码是 014593.

除了FAFSA, students who anticipate using federal financial aid may also be required to complete and submit these documents:

If accepting offered student loans

  • 总本票(MPN)
  • 入学咨询

You are responsible for payment of tuition and course materials fees not covered by federal financial aid seven days prior to the payment period start date at the time classes are invoiced.

The 学费延期 payment option is available to students who will receive military education benefits or whose employers pay some or all of their employees’ tuition, 强制性的费用, 和/或销售税, as applicable. Under the 学费延期 payment option, tuition, 强制性的费用, and sales tax, as applicable, will be assessed and invoiced in a single invoice at the beginning of the payment period.

军事教育福利

The University will directly bill the U.S. Department of Veterans Affairs or U.S. Department of Defense for the student’s tuition, 强制性的费用, and sales tax, as applicable, and will defer payment of the applicable course’s tuition, 强制性的费用, and sales tax, if applicable, based on these agencies’ reimbursement policies and timeline. 强制性费用和销售税, as applicable, not anticipated to be reimbursed by these agencies are payable in full at the time of invoice or incrementally prior to the start of each applicable course.

The University does not encourage or require a student using military Tuition Assistance benefits to pay his or her mandatory fee prior to attending class.

雇主学费报销

The University will defer payment of the applicable course’s tuition and sales tax, as applicable, based on when the student will receive reimbursement from their employer.  强制性的费用, including the course electronic materials fees, and sales tax, as applicable, not anticipated to be reimbursed by the student’s employer are payable in full at the time of invoice or incrementally prior to the start of each applicable course or term.

GI Bill is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. 政府网页 benefits.va.gov/gibill.

If a qualified third party is paying your tuition and fees, we can send them the bill. Under the 第三方收费 Plan, the University directly bills an approved employer for a student’s tuition.

Students should contact a Finance Advisor to determine if their employer is approved for direct billing and to coordinate any required documents, which typically include vouchers provided by that third party. Students are responsible for payment of their tuition and electronic course materials fees not covered by the third party seven days prior to each payment period.

A cash payment plan is available to students who would like to use e-checks or credit cards to pay for tuition and electronic course materials.  Payment is due in full one week prior to the start of each payment period.

Understand your rights and responsibilities when considering private loan options. Clear and accurate information can help you make informed choices, so you borrow only what you need and can reasonably repay.

The University encourages that all federal and state financial aid options are exhausted before private loans be considered. Private loans are made through third-party lenders and other financial institutions, and are subject to a credit review and individual lender terms and conditions. Private loans are not subsidized or guaranteed by the federal government. For more information on the difference between federal and private loans, please visit the Consumer Financial Protection Bureau.

Private student loans may be available to both students and parents who are not eligible for federal financial aid, or who need assistance beyond their financial aid eligibility. 贷款人确定资格, and amounts are limited to the cost of attendance minus other aid, including discounts and any other resources received.

The University of Phoenix does not endorse a specific lender for private student loans. Therefore, when applying for private student loans, students may choose any lender as long as it recognizes the University of Phoenix as an eligible institution. Visit Studentaid.ed.gov to learn more about the differences between 联邦和私人贷款 along with options to consider when it comes to paying for college.

Reducing Cost

来自奖学金和助学金, to past experience and transfer credits, you have options for reducing the cost of earning your degree. Not everyone will be eligible for these options. Please contact a Finance Advisor to see if you qualify, and for any questions you might have.

Scholarships and grants can help reduce education costs

Did you know that you can earn credits toward your associate or bachelor’s degree at less than half the cost per credit? The University allows you to apply relevant learning, work and life experience toward college credits through the 前期学习评估 (PLA)过程.

PLA credit may apply toward both the lower division and upper division credit requirements of the University's undergraduate degree programs, unless specified otherwise in policy or limited by the state or jurisdiction of a student's residence.

For assistance, please contact us at 866.440.4707 或电邮至 plac@andamostravel.com. Students submitting supporting documents: fax to either 602.643.0364 or 480.643.1542.

运用你过去的经验

You may be able to fulfill some elective, interdisciplinary and/or general education courses through the PLA process – allowing you to save time and money while earning your degree. 有资格获得PLA学分, you must be an undergraduate student who has already been accepted into University of Phoenix. In addition, you must have submitted your transcripts to the University, and you must have remaining general education or elective credits required to earn your degree.

提交申请前, we suggest that you contact an Academic Advisor to discuss whether PLA would be beneficial to you and how credits can be applied to your degree program.

Note: PLA credits cannot be applied to associate and bachelor’s degree programs in Education.

解放军信贷成本

There is a one-time submission fee and a fee per credit assessed applied to your program. 一次性提交费用为 $150, and the fee per credit assessed is $75.

PLA fees not eligible will need to be covered by 金融援助. You may be eligible for a corporate discount or fee waiver. Application to the PLA process does not guarantee credits will be applied, so please read the qualifications carefully. Speak with an Academic Advisor about whether your experience can qualify for university credit, and for more information on the full PLA process.

如何获得学分

有两种方法:

  1. Create a 专业培训作品集. This portfolio will include a description of an institutional or corporate training course, 完工日期, number of hours of training and other essential information, 例如课程描述.
  2. Write an 体验式学习论文 在一个认可的话题上. Experiential essays must be selected from a list of approved topics and written in Kolb’s experiential learning model, which shows how knowledge has been gained from concrete experience, reflection, 理论与应用. Review the experiential learning essay topic list and 科尔布的学习模式 为了了解更多.

Do you have previous expertise or extensive knowledge in a specific subject? Upon completion of a national testing exam and receipt of a passing score, you could potentially earn undergraduate credits toward your degree program. To find out more about these programs, contact an Enrollment Representative to review the testing options and see if you’re eligible to take a national testing program.

College Level Examination Program (CLEP)

For a nominal fee, undergraduate students can take the College Level Examination Program (CLEP). You can earn college-level credit for knowledge you’ve gained outside the classroom. Getting a satisfactory score on any of the 34 available CLEP examinations can help facilitate undergraduate degree completion.

Many of our 学校的位置 are authorized testing centers where you can take the 90-minute exam at a computer station.

DSST Credit by Exam Program (formerly known as DANTES)

The DSSTTM credit by Exam Program (formerly DANTES), 提供38个学科领域, allows you to earn college credit for knowledge you’ve gained through on-the-job training, professional development or other life experiences. You can take these tests, along with the CLEP, at many of our 学校的位置.

For additional DSST testing resources, you can:

DSST is a trademark of Prometric Inc.

精益求精的大学考试 (formerly Regents or ACT/PEP)

精益求精的大学考试 give you the opportunity to test out of courses in nursing, business, education – as well as the arts and sciences.

大学先修课程考试

High school seniors can apply the knowledge they’ve gained in advanced placement courses to earn college credit in certain subject areas by taking the 大学先修课程考试.

Berlitz®语言评估

Berlitz offers a variety of language instruction programs and services. Berlitz Language Evaluations are 90 minutes long and evaluate the language proficiency level of the candidate in speaking, listening, 阅读和写作.

The Office of Admissions determines the amount of credit awarded, based on the official evaluation results. Credits are applicable to the Communication Arts 通识教育 area.

Contact the Phoenix, Arizona Berlitz Language Center for detailed instructions, and to arrange taking the Berlitz Language Evaluations.

Berlitz is a registered trademark of Berlitz Investment Corporation in the United States and/or other countries.

Defense Language Proficiency Tests

Active duty military personnel can take standardized language proficiency exams through the 国防语言学院.

PRO TIP: Looking for scholarships, but don’t know where to start? Try using iGrad’s scholarship search feature. Log in to your student portal and check out the Scholarship section under your Account tab.

军事的学生

大学提供 军事利率 for members of the military and their spouses. In fact, our military division is well-versed in the 蒙哥马利GI法案, the 后9/11 GI Bill® 还有其他选项,比如 黄丝带计划.

Don’t hesitate to contact a Finance Advisor with any questions you might have.

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. 政府网站 http://www.benefits.va.gov/gibill.

University of Phoenix offers 军事利率

PRO TIP: Loans have to be paid back with interest, and it’s important that you plan for this in your future budget. A general guideline is that your future standard monthly payment will be about $10 for every $1,你借了000美元.

金融政策

University of Phoenix protects students with established loan policies and follows federal regulations that govern student loan requirements.

The 学生贷款行为准则 creates and maintains uniform student loan practices that focus on the best interest of the student borrowers. It also manages relationships between school employees, 学习机构, lender advisory board members and student loan organizations. We encourages students to review the 学生贷款行为准则 to learn about loan regulations.

通过电子邮件亚虎官网 PLL@andamostravel.com with any questions about this document.

PRO TIP: Just because you are eligible for a maximum loan amount doesn’t necessarily mean you should borrow it all. Remember, the more you borrow, the more you have to repay – so borrow only what you need.

理财秘诀

Check out these helpful and easy-to-read articles on topics ranging from simple money saving methods to keeping track of your spending habits – and you can gain even more financial insight through our partnership with iGrad.